The Payment Card Industry Data Security Standard (PCI DSS) was originally created in 2004 as a way to unify the different merchant security standards required by various credit card issuers. Version 3.0 of the standard, which was released in November 2013, places an increased emphasis on integrating PCI DSS principles into day-to-day business practices.


(Incorporated into Inflection Principle 5)

  • Build and Maintain a Secure Network and Systems
    1. Install and maintain a firewall configuration to protect cardholder data
    2. Do not use vendor-supplied defaults for system passwords and other security parameters

  • Protect Cardholder Data

    1. Protect stored cardholder data
    2. Encrypt transmission of cardholder data across open, public networks

  • Maintain a Vulnerability Management Program

    1. Protect all systems against malware and regularly update anti-virus software or programs
    2. Develop and maintain secure systems and applications

  • Implement Strong Access Control Measures

    1. Restrict access to cardholder data by business need to know
    2. Identify and authenticate access to system components
    3. Restrict physical access to cardholder data

  • Regularly Monitor and Test Networks

    1. Track and monitor all access to network resources and cardholder data
    2. Regularly test security systems and processes

  • Maintain an Information Security Policy

    1. Maintain a policy that addresses information security for all personnel

Further Reading

Link: PCI Security Standards Council